Pay your employees and suppliers. Send billings and collect payment. Get up and running in minutes.
Automate your payroll and pay each member of your team, across majority of banks and e-wallets. Our SMS and email notifications keep everyone in the loop.
Send billings or generate quick payment links to receive funds from your customers through credit cards, major e-wallets, and select local banks.
All your needs covered with a full range of credit and debit cards .
Opening an account takes just a few minutes. You can easily go through our online onboarding process by clicking here!
We charge per transaction and do not require any upfront payments or maintaining balances.
For sending out money, we charge 10 (currently waived) pesos per local payment transaction to any bank or e-wallet on the network.
For receiving or collecting money through billings and payment links, we charge based on the channel used to collect:
E-Wallets (Gcash, Paymaya, Grab): 2.2% of transacted amount
Banks - Unionbank: Php 15 per transaction
Banks - BPI: 0.8% or Php 15 per transaction, whichever is higher
Credit Cards (Local): 3.2% of transacted amount + Php 10
Credit Cards (International): 4.2% of transacted amount + Php 10
Yes, XSwap is licensed and regulated by the Bangko Sentral ng Pilipinas (BSP).
We offer various account limits, depending on your completion of our onboarding process. If you finish our onboarding process until the end, we offer unlimited transaction limits.
You may message our customer support - we are on multiple channels such as email, Viber, and WhatsApp. Our customer success team members are more than happy to help.
Nope. We give back time and money by allowing businesses to avoid long lines and painful processes at the bank branch. We are easily reachable though through our contact channels.